Easily estimate your short-term and long-term capital gains tax. Use this tool to calculate taxes on assets, including stocks, crypto, real estate, and more.
In the United States, CGT is levied on profits earned from selling or trading investments like stocks, crypto, real estate, and other assets. The rate depends on your holding period, income level, and filing status.
Before you start, make sure you have the following information ready:
Start by identifying whether your assets' holding period is short-term or long-term:
Your tax-filing status is essential for determining your tax rate. Choose the appropriate status:
To calculate your capital gain, subtract the purchase price from the sale price of your assets.
The rate depends on your total income, filing status, and holding period. Short-term and long-term gains are taxed differently.
Short-term gains are taxed as ordinary income. Based on your tax-filing status, your ordinary income tax brackets for 2025 are as follows:
They are taxed at lower rates (2024 example):
Scenario: You bought assets for $1,000 and sold it for $5,000 within the same year. Your total income for the year is $50,000.
Steps to Use Our Tool:
Scenario: You bought assets for $2,000 and sold it for $10,000 after holding it for over a year. Your total income for the year is $75,000.
Steps to Use the Calculator:
Scenario: You bought assets for $3,000 and sold it for $15,000 within the same year. Your total income for the year is $80,000.
Steps to Use the Calculator:
Scenario: You bought assets for $4,000 and sold it for $20,000 after holding it for over a year. Your total income for the year is $60,000.
Steps to Use the Calculator:
After entering the above details, the calculator will provide:
This guide provides general information only and is not a substitute for professional advice. Always verify your tax liability with the IRS or a licensed tax professional.
Find answers to common questions about calculating capital gains tax in united-states.
Enter the purchase price, sale price, and the holding period in the respective fields. Our tool will automatically determine whether it's a short-term or long-term gain and apply the appropriate tax rates.
Short-term gains apply to assets held for less than a year and are taxed at your ordinary income tax rate. Long-term gains apply to assets held for more than a year and are taxed at 0%, 15%, or 20%, depending on your income bracket.
Use the "Add Transaction" feature in the calculator to enter details for multiple buy and sell events. The calculator will aggregate the gains or losses and apply the appropriate tax rules.
The holding period determines whether the asset qualifies for short-term or long-term capital gains tax rates. Enter the duration between purchase and sale.
Yes, enter a sale price lower than the purchase price. The calculator will treat it as a capital loss and display the deductible amount.
Yes, the calculator dynamically applies the correct tax rates based on your income bracket and the type of gain (short-term or long-term).
You need the purchase price, sale price, holding period, and your annual income to accurately calculate CGT.
Crypto gains are treated as property and subject to capital gains tax. Short-term gains are taxed as ordinary income, and long-term gains are taxed at 0%, 15%, or 20%.
Assets held for more than one year before being sold qualify as long-term gains.